Employee Benefits that Work!
Employee Benefits Designed for the Vacation & Rental Space
Employee Benefits Designed for the Vacation & Rental Space
STR Benefits Consulting
Founded by Catherine Ratcliffe, who is dedicated to supporting employers in constructing the best benefits programs as they work to recruit and retain the top talent. With over 20 years of knowledge in the large group employee benefits field, I know how to build plans, make sure you aren’t overpaying, how to help you decide what you need and what you don’t, and most importantly how to keep you compliant.
Catherine Ratcliffe
Catherine, an independent consultant in the employee benefits field, brings over two decades of experience to the forefront. Her illustrious career spans various roles, including her tenure as the Principal and Vice President of Operations for the Riverview, FL OneDigital Team. Notably, she is an approved Continuing Education (CE) instructor certified by the Florida Department of Financial Services and holds a seat on several esteemed national broker councils.
While her professional background is vast and multifaceted, Catherine’s passion and dedication extend beyond traditional industry boundaries. A key focus of her work involves educating employers on their critical role in combatting human trafficking, an issue of paramount importance in today’s world. She champions awareness and empowers organizations to take action against this global concern.
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Our Services
Why Work With Us
- As a privately held independent benefits firm, we can focus on what our clients need and want as opposed to corporate mandates and compensation-driven solutions. Our clients always come first. We believe in transparency, strategic planning, and reliable solutions for our clients. Success always starts with a plan, and service always starts with understanding the needs of others.
- As an STR Benefits client, you can expect regular updates on industry trends, compliance updates, pricing strategies, and clear timelines, but most importantly, you can expect direct support. Tired of endless phone trees and autoresponders that make you feel like a number? We value each and every one of our clients. We know that you’re entrusting us with your most valuable asset, your people, and we don’t take that lightly.
- There is no one-size-fits-all when it comes to creating or modifying your strategic plan for your workforce. The programs you offer your team should be an extension of your company brand, and we serve as an extension of your team to support that alignment.
Association Plan
- Industry specific Major Medical options leveraging master policies
- Ancillary coverages including Dental, Life, Disability, Legal, Pet and Worksite
- Payroll and benefits administration services including employee training, state mandated coverages and time clock services
- Compliance Services such as ACA reporting, COBRA, 5500 Filings, and 125 Plans
Benefits Consulting
- Medical
- Dental
- Vision
- Life Insurance
- Disability
- Identity Protection and Legal Services
- Employee Assistance Plans (EAP)
- Pet Insurance
- Global Benefits (Business Travel Insurance)
- Gap Policies
- WorkSite Coverage (Accident and Critical Illness)
- Lifestyle Benefits
- Flex Savings Accounts (Medical & Dependent Care)
- Cash in Lieu programs
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Consulting Services
Already have a benefits plan and a benefits broker? Want the best of both worlds? We understand the unique dynamic of the vacation rental world and can help you customize your solution to fit this amazing industry that we get to be a part of together. We’re happy to take a look at your current contracts, broker strategies and offer you solutions and recommendations that can help enhance what you’re currently offering without disrupting the current relationship. Don’t have a broker but feel like you need someone local? With over 20 years of experience and relationships, I can help you create a broker RFP, and find a broker that will meet the needs of your organization without getting lost in the churn of traditional insurance structure. Call today to book a call with me!